📋 Budget Planning

Budget Calculator

Track monthly income and expenses and check against the 50/30/20 rule.

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Monthly Income
Net take-home pay
Monthly Take-Home Pay
$
Other Monthly Income
$

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Monthly Expenses
Enter all spending categories
Housing (rent/mortgage)
$
Food & Groceries
$
Transportation
$
Utilities & Bills
$
Health & Insurance
$
Debt Payments
$
Entertainment & Fun
$
Savings & Investments
$
Other Expenses
$

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Budget Summary
Your financial snapshot
Monthly Balance
income minus expenses
Total Income
Total Expenses
Savings Rate
Housing Ratio
50/30/20 Budget Check

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Our financial experts at IbyFin can help you make the most of these numbers — whether it's planning, investing, or saving smarter.

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Ready to analyze

Enter your income and expenses, then click Analyze My Budget.

Results are estimates for informational purposes only. IbyFin does not provide financial advice. © 2025 IbyFin.com