Financial Calculators
🧮 Free Financial Tools
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Calculators
52 free, professional-grade financial calculators. Mortgage, investing, retirement, taxes, debt — everything you need to make smarter money decisions.
52
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8
Categories
Mortgage & Real Estate
15 tools
Mortgage Calculator Popular
Calculate monthly payment with taxes, insurance & PITI breakdown
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Amortization Calculator
Full payment schedule showing principal vs. interest each month
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Mortgage Payoff Calculator
See how extra payments save you thousands and cut your loan term
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House Affordability Calculator Popular
Find your maximum home price based on income and debts
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Rent Calculator
Check if your rent fits your income using the 30% rule
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Debt-to-Income Ratio Calculator
Calculate your DTI to see if you qualify for a mortgage or loan
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Real Estate Calculator
Cap rate, cash-on-cash return, and NOI for investment properties
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Refinance Calculator
Calculate monthly savings and break-even point when refinancing
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Rental Property Calculator
Analyze rental income, expenses, yield, and cash flow
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FHA Loan Calculator
FHA payments including upfront and annual mortgage insurance premiums
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VA Mortgage Calculator
VA loan payments with funding fee — no PMI required
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Home Equity Loan Calculator
Calculate payments and available equity for a home equity loan
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HELOC Calculator
Interest-only payments during draw period and full repayment phase
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Down Payment Calculator
Plan your savings goal and timeline to buy a home
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Rent vs. Buy Calculator Popular
Compare the true long-term cost of renting versus buying
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Auto
3 tools
Investment & Savings
7 tools
Investment Calculator Popular
Project portfolio growth with monthly contributions over time
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Compound Interest Calculator
See how compound interest exponentially grows your money over time
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Interest Calculator
Calculate compound and simple interest on any principal amount
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Savings Calculator
Project savings growth with regular deposits and interest
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Simple Interest Calculator
Calculate interest using the P×R×T formula instantly
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ROI Calculator
Calculate ROI, CAGR, and annualized return on any investment
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Finance Calculator (TVM)
Solve time value of money: PV, FV, payment, rate, and periods
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Retirement
9 tools
Retirement Calculator Popular
Are you on track? Project your nest egg and retirement income
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401K Calculator
Project your 401k balance including employer match and growth
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Roth IRA Calculator
Project your tax-free Roth IRA balance at retirement
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IRA Calculator
Traditional IRA balance and after-tax retirement income
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Pension Calculator
Estimate defined benefit pension using salary and years of service
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Social Security Calculator
Estimate SS benefit at early, full retirement, or age 70 claiming
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Annuity Calculator
Future and present value of annuities with regular payments
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Annuity Payout Calculator
How much monthly income can your annuity balance provide?
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RMD Calculator
Calculate Required Minimum Distributions using IRS tables
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Tax & Income
4 tools
Income Tax Calculator Popular
Estimate 2024 federal income tax with current brackets
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Salary Calculator
Convert salary to monthly, bi-weekly, weekly & hourly take-home pay
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Take-Home-Paycheck Calculator
Net pay after all taxes, FICA, 401k, and benefits deductions
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Estate Tax Calculator
Estimate federal estate tax using the 2024 exemption threshold
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Debt & Loans
11 tools
Loan Calculator Popular
Monthly payment and full amortization schedule for any loan
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Credit Card Calculator
How long to pay off your card and total interest you’ll pay
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Credit Cards Payoff Calculator
Payment needed to pay off all cards by your target payoff date
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Debt Payoff Calculator
Calculate months to payoff and total interest on any debt
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Debt Consolidation Calculator
See how consolidating debt at a lower rate saves you money
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Student Loan Calculator
Standard vs. income-driven repayment options compared
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College Cost Calculator
Project total education cost adjusted for inflation and plan savings
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Repayment Calculator
Calculate how long to repay any loan with your current payment
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Payment Calculator
Quick monthly payment on any fixed-rate loan
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Inflation Calculator
See how inflation erodes purchasing power over time
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Depreciation Calculator
Straight-line, double declining balance & sum-of-years-digits methods
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Budgeting
3 tools
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